Legal Information

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Privacy Policy

Last updated: January 2026

This Privacy Policy describes how LoanApplyIndia . we collects, uses, shares, and protects user information when you use our website. By accessing or using our Platform, you agree to this Privacy Policy.

1. Information We Collect

1.1 Personal Information

When you register or apply for loan-related services, we may collect:

  • Full Name
  • Mobile Number
  • Email Address
  • Mobile OTP verify
  • Date of Birth
  • Employment & Income Details
  • Loan Preferences

1.2 Non-Personal Information

  • IP address
  • Device information
  • Browser type
  • Cookies and usage data

2. Purpose of Data Collection

We collect user data to:

  • Provide loan-related services
  • Share leads with verified loan agents, banks, NBFCs, and affiliates
  • Contact users regarding loan offers
  • Improve platform performance and user experience
  • Prevent fraud and misuse
  • Comply with legal and regulatory requirements

3. Lead Sharing & Third-Party Disclosure

  • We sell/share loan leads with registered agents, financial institutions, and affiliate partners.
  • By submitting your details, you explicitly consent to being contacted by third parties via call, SMS, WhatsApp, or email.
  • We do not guarantee loan approval, as final decisions rest with lenders.

4. Cookies Policy

We use cookies to:

  • Remember user preferences
  • Track website traffic
  • Improve marketing effectiveness

You can disable cookies through browser settings, but some features may not work properly.

5. Data Security

We implement reasonable technical and organizational measures to protect your data against:

  • Unauthorized access
  • Loss or misuse
  • Data breaches

However, no system is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain user data only as long as necessary to:

  • Fulfill business purposes
  • Comply with applicable laws
  • Resolve disputes

7. User Rights

Users have the right to:

  • Access their data
  • Request correction or deletion
  • Withdraw consent

Requests can be sent to info@loanapplyindia.com.

8. Compliance with Indian Laws

We comply with:

  • Information Technology Act, 2000
  • IT Rules, 2011
  • Applicable RBI & data protection guidelines

9. Policy Updates

We may update this Privacy Policy periodically. Continued use of the Platform means acceptance of changes.