Legal Information

Terms & Conditions

Terms & Conditions

Last updated: January 2026

By using Loanapplyindia, you agree to the following Terms and Conditions.

1. Nature of Service

  • We are NOT a bank or NBFC.
  • We act as a lead generation and marketing platform for loan products.
  • Loan approval, interest rates, and terms are decided solely by lenders.

2. User Eligibility

  • Must be 18 years or older
  • Must provide accurate and genuine information
  • Fake or misleading data may result in permanent suspension

3. Multiple Loan Applications

  • Users may apply for multiple loan products.
  • Submission does not guarantee approval.
  • Duplicate or fraudulent applications are prohibited.

4. Consent to Communication

By registering, you agree to receive:

  • Promotional calls
  • WhatsApp messages
  • Emails and SMS from us and our partners

5. Fees & Charges

  • Our platform is free for users.
  • We may earn commission from agents or affiliates.
  • We are not responsible for any fees charged by lenders.

6. Limitation of Liability

We shall not be liable for:

  • Loan rejection
  • Financial losses
  • Misconduct by third-party agents
  • Delays or service interruptions

7. Intellectual Property

All content, logos, and designs belong to Loanapplyindia and cannot be copied without permission.

8. Account Termination

We reserve the right to:

  • Suspend or terminate accounts
  • Block users for policy violations

9. Governing Law

These terms are governed by the laws of India. Courts of Bhopal shall have jurisdiction.

10. Contact Information

For any queries or grievances:

Email: info@loanapplyindia.com

Address: Indore, Madhya Pradesh

Disclaimer

This platform does not provide financial advice. Users are advised to verify loan terms independently before proceeding.

By using our services, you acknowledge that:

  • We are an intermediary platform connecting users with loan providers
  • All loan decisions are made by respective lenders
  • Interest rates, terms, and conditions vary by lender
  • You should read all loan documents carefully before accepting any offer
  • We are not responsible for any disputes between you and lenders